Yesterday, Wednesday October 1st, 2025, the round table “The Savings of Europeans and the Future of Europe” was held at the European Parliament. The event was promoted by the Centre Européen des Recherches Socio-Économiques, Technologiques et Environnementales (CERSTE), in institutional partnership with Federformazione and with the contribution of BCC Napoli.
The round table gathered a distinguished audience of academics, experts, institutional representatives, and financial professionals, fostering a lively and constructive debate on key issues such as European household savings, the balance between the banking system and financial markets, financial advisory services, and the sustainability of the European integration project.
Speakers included:
- Rosita Cocozza (University of Naples Federico II)
- Raffaele Carnevale (Board Ahead Executive Board – EFFAS)
- Maurizio Francescatti (Financial Analyst)
- Dario Romano Radaelli (Chartered Accountant)
- Luca Gaballo (RAI Journalist, remotely)
- Antonio Tanza (President of ADUSBEF, remotely)
- Enrico D’Elia (Economist, remotely)
- Laura Mazza (President of Federformazione)
The event was moderated by Alfonso Scarano, Vice-President of CERSTE.
Key issues highlighted during the discussion included:
- The importance of proximity lending, directing savings to the territories where they originate to support businesses, households, and infrastructure.
- The constitutional and social role of savings as a pillar of European cohesion.
- The need to promote harmonised EU-level regulations that can foster financial stability without penalising savers.
- The crucial role of independent financial advisory services and citizens’ financial education.
- The potential mobilisation of private deposits as a lever for European investment, while ensuring liquidity protection and maintaining confidence in the banking system.
Acknowledgements
CERSTE wishes to extend its heartfelt thanks to:
- The technical staff who managed the logistics, technical set-up, and operational aspects of the event.
- The translators and interpreters, whose professionalism ensured the smooth bilingual (Italian/English) conduct of the proceedings.
- Federformazione, for its institutional support and shared vision of the project.
- BCC Napoli, whose financial contribution and trust made this important European initiative possible.
- This event reaffirms CERSTE’s commitment to promoting in-depth debate and dialogue between academia, institutions, the financial world, and civil society on the major.